• +tHE GRATEFUL PLEDGE

    Thoughts, Intel and ruminations about residential Mortgages

    Buying a home for the first time can be complex and daunting, especially in a competitive housing market. Move Quickly In this kind of market, if you see a home you like, you’d better be prepared to jump on it. Don’t hem and haw—make the offer.Understand the Seller’s Needs The best deal is not...
    February 21, 2015
    How Do I Determine When the Annual MIP Will Be Canceled? For loans closed on or after January 1, 2001, FHA's annual MIP will be automatically terminated under the following conditions: For mortgages with terms more than 15 years, the MIP will be terminated when the Loan to Value(LTV) ratio...
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