Privacy Policy
Effective: April 6, 2026
1. Information We Collect
We may collect: name, email, phone, property address, and loan scenario information submitted through forms or the Banking After Hours calculator. We also collect standard web analytics data (pages visited, browser type, referring URL) via Vercel Analytics.
2. How We Use Your Information
Information you provide is used to contact you about mortgage services, respond to inquiries, and improve our services. We do not sell your personal information to third parties.
3. Third-Party Services
This site uses the following third-party services that may collect data independently: Cal.com (scheduling), Banking After Hours / Anthropic API (AI chat), Vercel Analytics, Google Fonts. Each service has its own privacy policy.
4. Cookies
This site uses minimal cookies necessary for site function. No advertising or tracking cookies are set by richhomeloans.com.
5. Data Security
We use industry-standard security practices. No method of transmission over the internet is 100% secure. Do not transmit sensitive financial data (SSN, account numbers) via this site.
6. Your Rights
You may request deletion of any personal information we hold by contacting us at richblanchard@richhomeloans.com. Colorado residents may have additional rights under the Colorado Privacy Act.
7. Changes to This Policy
We may update this policy periodically. The effective date above reflects the most recent revision.
8. Contact
richblanchard@richhomeloans.com | (720) 619-9900 | 1550 Wewatta St, 2nd FL, Denver, CO 80202