Your Dream Home Starts with the Right Loan
RICH Home Loans LLC provides expert mortgage services for home purchases, refinancing, and pre-qualifications. Get personalized guidance from our experienced team in Colorado, Texas, Kansas and Missouri.
Rich E Blanchard · NMLS #492461 · Rich Home Loans LLC · NMLS #1787717
Purchase Loans
Buy your dream home
Refinance
Lower your rate
Pre-Qualification
Know your budget in minutes
Purchase calculator
PITI, DTI, qualification — no credit pull required
Refi calculator
Monthly savings, break-even point, total interest saved
Conforming loan limits
2026 limits for all 3,235 U.S. counties, 1–4 units
Mortgage Services Tailored to You
Whether you're purchasing your first home, refinancing, or want to get pre-qualified, RICH Home Loans LLC has the expertise to help you succeed.
Your Path to Home Ownership
Getting a mortgage doesn't have to be complicated. Here's how RICH Home Loans makes the process simple and stress-free.
Get Pre-Qualified
Start here before you shop. Check eligibility, see real pricing, and get a pre-qualification letter in minutes — no credit pull required.
Apply & Get Pre-Approved
Ready to move forward? Complete our simple online application anytime, day or night. Our mortgage experts review it fast and deliver personalized loan options tailored to your situation.
Find Your Home
Shop with confidence knowing your exact budget. Your pre-approval letter shows sellers you're a serious, qualified buyer.
Close on Your Home
We guide you through every step of closing, making your homeownership dream a reality.
Why Choose RICH Home Loans?
We're committed to making your home financing experience as smooth and transparent as possible.
24/7 Availability
Check Rates and submit your mortgage application anytime. We're here when you need us.
Secure Process
Your financial information is protected with bank-level encryption.
Expert Guidance
Get personalized advice from experienced mortgage professionals.
Competitive Rates
Access competitive interest rates and flexible loan terms.
NMLS Licensed
Fully licensed and regulated (NMLS #1787717) for your protection.
Local Support
Experienced team serving the Colorado, Texas, Kansas and Missouri housing markets.
Stay informed
Resources & market updates
Tools and insights to help you make smarter mortgage decisions.
Mortgage market update
Live mortgage rates plus daily market commentary from MBS Live. See where rates are moving and why.
Weekly rate newsletter
Rate trends, housing market insights, and mortgage strategy — delivered to your inbox every week.
Economic calendar
Fed meeting dates, jobs reports, CPI releases — the events that move mortgage rates. Plan ahead.
Closing checklist
84-item interactive checklist covering every document you need to close. Track your progress section by section.
Let's talk
Rich E Blanchard
Managing Director · NMLS #492461
Phone / SMS
(720) 619-9900
richblanchard@richhomeloans.com
Office
1550 Wewatta St, 2nd FL / Denver, CO 80202
Licensed CO · TX · KS · MO | NMLS #492461 | #1787717
Book a 15-minute strategy call
Free. No obligation. We'll review your scenario and map out next steps.
Ready to Find Your Dream Home?
Join thousands of homeowners who secured their mortgage with RICH Home Loans. Start your application today and take the first step toward home ownership.
Start Your Application